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Debt management companies negotiate with your creditors on your behalf, usually for a fee that you have to pay. The aim is to try to persuade creditors to agree to lower your repayments.

There are two potential drawbacks. The first is that you have to make sure you don't choose an unscrupulous company. The second is that you will still have to pay off all your debts, often for longer periods thanks to rolled-up interest. That means you can simply end up owing more and more.

If our best advice model does identify debt management as the most appropriate answer, we can help you achieve the best possible plan – one that makes sure your debts don't grow or get rolled up. We will charge you no fees and your creditors will pay the costs of setting up the plan.

If you are caught in a debt spiral and struggling to make ends meet every month, then it makes sense to obtain your creditors' agreement to reduced payments through a debt management solution.


Whatever you need extra money for; whatever your circumstances; a loan could be the solution for you.

DEBT PROBLEMS? DEBT LESS THAN £25,000? A Debt Repayment Plan Can Reduce Your Monthly Repayments

DEBTS MORE THAN £25,000? An Iva Could Be The Solution. Up To 75% Of Your Debt Could Be Written Off And All Your Interest,Charges Stopped.

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Home | Debt Help Form | Homeowner Loans | Debt Management | Bankruptcy / IVA | FAQ | About Us

UK Debt Management is a trading style of Click Financial - Bridge House, South Street, Farnham, Surrey. GU9 7RS.

OUR TYPICAL, VARIABLE RATE IS 11.3% APR. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

All loans subject to status in the UK to home owners aged 18 and over and may be secured on property.